Ever made an offer on a place you really loved, only to have it snatched away by another buyer? With an offer that was the same as yours, or even a bit lower?
That happens, especially in this very hot Santa Fe market where multiple offers are becoming more and more common. What I can tell you is that a lot of sellers will reject an offer simply because it’s not accompanied by a lender’s pre-qualification letter.
What’s a pre-qualification letter? It’s a letter prepared by the lender of your choice after you’ve made a preliminary application for a home mortgage. It assures Sellers that you can actually obtain a mortgage and gives them the amount of the purchase price for which you’re qualified.
It’s just one sure way to get an offer seriously considered.
Need help with that process? I'm happy to provide you with the names of several lenders who have helped my buyer clients.
Call me
Here and I’ll help you find a smart, savvy lender.
Buying a home is a process that can be fraught with lots of looking, loving a house, and going through emotional ups and downs. Save yourself from a potentially negative experience by getting prequalified. You may be able to buy a LOT more home than you thought.